Punjab National Bank Internet Banking

This study has several valuable implications for bank managers and authorities. In general, it suggests that bank managers wanting their bank market share to significantly increase should pay more attention to new channels of presenting innovative services. In other words, as a promising and already prevalent channel of delivering banking services, internet banking is very important for banks to increase their market share. Therefore, banks should not neglect to develop the infrastructure of their internet banking system. Moreover, if banks continuously improve their telephone banking service, their market share will increase. In addition, POS terminals are convenient platforms for obtaining a cash flow for businesses; hence, when they are developed to be innovative and easy-to-use, firms will welcome them.

Bharat Bill Payment System

Although online banking security is continually improving, such accounts are still vulnerable when it comes to hacking. Consumers are advised to use their own data plans, rather than public Wi-Fi networks when using online banking, to prevent unauthorized access. With online banking, consumers aren't required to visit a bank branch to complete most of their basic banking transactions. They can do all of this at their own convenience, wherever they want—at home, at work, or on the go.

How You Manage Your Cards

With our Electronic Banking services, you have the flexibility to conduct transactions round the clock whenever you like. Data collection from patients (e.g. blood pressure, diabetes), hospitals, drug stores (e.g. availability in drugs) and doctors (e.g. files with historical medical and treatment data) can provide valuable information. Delivering them through IoT techniques to a ML algorithm, generates predictive analytics about patients, hospitals and drug stores. It is also interesting to note that half of the papers on SRI also incorporate PO aspects and six of the 18 SRI papers consider social aspects as part of the asset evaluation process. Interestingly, all but one of the SRI papers was published over the period from 2009 up to 2014, which indicates that this is an emerging trend in financial investments and portfolio management. Propose a neuro-fuzzy system with fuzzy rules to differentiate between suspicious, phishing and legitimate websites in real time.

Although we have taken care to ensure that the content provided on the communication system is accurate and that you suffer no loss or damage as a result of you using it, the communication system and electronic banking are provided “as is”. You permit us to issue notices required in terms of this agreement, legislation or regulation by making such notification available via our communication systems or sending such notification by email, fax or similar future technologies. Any notices so issued by us, will as far as they contain contractual terms relating to electronic banking, also form part of this agreement.

Electronic Banking

In a similar line, ATMs are standardized, and their hardware parts are not developed by the banks themselves at all. It can explain why ATM development does not significantly affect a bank’s market share, despite the fact that ATMs decrease service prices and improve accessibility . Table4 demonstrates the means, standard deviations, and correlations for all variables used in this study. We calculated the Pearson correlation coefficients using SPSS software to estimate the general pattern of relationships between the variables and to check the probability of multicollinearity among them.

With Silkbank Internet Banking service you can access and manage your accounts anywhere, anytime. Interestingly, AHP/ANP-related papers span the whole spectrum of financial applications, often combined with fuzzy models and other MCDA techniques, especially TOPSIS. Aburrous et al. propose a model based on fuzzy logic combined with a data-mining algorithm to characterise the e-banking phishing website. Their model indicates the worse e-banking phishing site rate of 83.7% e-banking phishing website.

Relative market share measures the organization’s sales or cash value compared to the organization that has the largest market share in the same market, or to the market share of three large rivals . Overall, a large market share is the consequence of the prosperous accomplishment of a competitive strategy and the corollary of a company’s market growth . UBL Netbanking offers you a simple, convenient and secure way to manage your bank accounts 24/7 from anywhere in the world. Explore our exclusive digital products to bank on the go or from anywhere in the world! We provide a robust connected infrastructure across Pakistan that facilitates you with best-in-class Digital Banking channels in Pakistan. International users may provide their email to inquire about the remittance status.

Online banking offers customers almost every service traditionally available through a local branch including deposits, transfers, and online bill payments. Virtually every banking institution has some form of online banking, available both on desktop versions and through mobile apps. This study was performed at Shahr bank, which is one of the most innovative private banks in Iran. Although private banks and nationalized banks can both freely use technological innovation to develop their new financial services, the effect of new banking services on their market share may differ.

Personal Banking Debit Card

Furthermore, the results showed that the development of 3 banking channels, including internet banking, telephone banking, and POS terminals, have a significant and positive impact on increasing the bank’s market share. Mobile banking is a service provided by financial companies, and it allows customers to benefit by using their mobile phone devices to perform banking transactions such as transferring funds, saving money, and paying bills. Pousttchi and Schurig defined mobile banking as a way of administering financial services via mobile technology.

Especially in Germany, Austria and the Netherlands many banks have adopted this "SMS TAN" service. The Keys for the signature generation and encryption can be stored on smartcards or any memory medium, depending on the concrete implementation (see, e.g., the Spanish ID card DNI electrónico). Bank online with e-Banking to carry out more than 1,200 fast and secure transactions at lower rates. Keep track of your products at Eurobank as well as your accounts and cards at other banks through the open banking Account Aggregation service. You can also transfer cash and make international payments from your accounts at other banks.